Running a small business is risky—even when you do everything right. Rising costs, slow-paying clients, unexpected expenses, or economic downturns can quickly turn a once-profitable business into a financial burden. For Arizona small business owners facing overwhelming debt, bankruptcy can be a powerful tool to regroup, reset, and rebuild. Bankruptcy isn’t always the end of […]
Student loan debt can feel overwhelming, especially when it follows you for decades and limits your ability to move forward financially. Many Arizona residents are told that student loans are never dischargeable in bankruptcy — but that’s not entirely true. While student loans are treated differently than most debts, bankruptcy can still provide relief in […]
Bankruptcy is not the right solution in every foreclosure situation. Factors that matter include:
How far behind you are on payments
Your income and ability to maintain future payments
Whether you have other debts contributing to the problem
Whether loan modification or other alternatives are available
Deciding to file for bankruptcy is a big decision. Understanding what happens next can help you feel confident and prepared. If you’re navigating debt in Arizona, knowing how the process works — from your first step to the final discharge — will make the journey less overwhelming. At Arsenal Law, we guide Arizona clients through […]
Spousal maintenance — often called alimony — has long been one of the most unpredictable areas of Arizona family law. For years, judges had broad discretion, which made outcomes difficult to predict for both paying and receiving spouses. That changed when Arizona adopted Spousal Maintenance Guidelines, designed to bring more consistency and transparency to these […]
Child support is one of the most common — and most misunderstood — issues in Arizona family law cases. Many parents assume there is a flat percentage or a simple formula, but in reality, Arizona uses detailed Child Support Guidelines to calculate support obligations based on several factors. Understanding how child support is calculated can […]
As Arizonans welcome 2026, many are focusing on New Year's resolutions like improving health, finances, or spending more time with family. One of the most meaningful—and often overlooked—resolutions is reviewing and updating your estate plan. Life evolves quickly: new grandchildren, home purchases, business growth, divorces, or health changes can render an old plan outdated, potentially […]
When parents separate or divorce, one of the most important — and emotionally charged — issues is how decisions will be made for their children and how much time each parent will spend with them. In Arizona, courts focus on one guiding principle: the best interests of the child. Understanding how Arizona courts decide parenting […]
If you're drowning in debt and looking for a way out, you’ve probably come across two main options: bankruptcy and debt settlement. But which one is actually better for Arizona residents? At Larson Law Office, we frequently help clients understand the pros and cons of each option. The right choice depends on your specific financial […]
Unexpected medical bills are one of the leading causes of financial distress in Arizona. Even with health insurance, out-of-pocket expenses, co-pays, and uncovered procedures can pile up quickly—especially after a major illness or emergency. If you’re struggling to stay afloat due to medical debt, bankruptcy may offer the relief you need. At Arsenal Law we […]